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Saturday, June 7, 2025

Dieketseng Maleke

Content Editor for Personal Finance

Point of view: essential tips for the 2025 Sars tax filing season

Prepare for the 2025 tax filing season with essential tips and insights from Sars. Learn how to avoid common mistakes, ensure timely submissions, and maximise your refunds.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Why a medical report isn't enough for disability insurance claims

Discover the critical differences between employer medical boarding processes and disability insurance criteria as highlighted by the National Financial Ombud Scheme of South Africa. Learn how these distinctions can impact your disability claims.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Rising cancer claims highlight health challenges in South Africa

Sanlam's latest claims data reveals a worrying trend of rising cancer and cardiovascular claims in South Africa, highlighting the impact of lifestyle diseases and the ongoing effects of the Covid-19 pandemic on health screenings.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: understanding the impact of eFiling fraud on South African taxpayers

Discover the troubling findings of the Tax Ombud’s eFiling Profile Hijacking survey, revealing the extent of fraud affecting South African taxpayers and the urgent need for improved security measures.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: understanding South Africa's healthcare system

Explore the latest findings from HQA's annual review on South Africa's healthcare system, highlighting progress in diabetes care, vaccination rates, and cancer screening, while addressing the challenges that remain.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Navigating South Africa's Budget 2025: key decisions in a stagnant economy

Explore the challenges and decisions facing South Africa's Budget 2025 as economists debate the implications of fiscal policies amidst a stagnant economy.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Enoch Godongwana proposes inflation-linked fuel levy increase to bolster revenue

Finance Minister Enoch Godongwana announces an inflation-linked increase in the fuel levy, aiming to raise revenue and support essential public services amid economic challenges.

Business Report Companies
Dieketseng Maleke|Published

Deadline approaches for retirement funds to meet cybersecurity standards

With the June 2025 deadline looming, South African financial institutions, including retirement funds, must swiftly implement robust cybersecurity measures to comply with the new Joint Standard 2 regulations, ensuring the protection of customers and the integrity of the financial system.

Personal Finance Financial Planning
Dieketseng Maleke|Published

FNB launches Fincents, a new platform for financial literacy

FNB has unveiled Fincents, a free financial literacy platform aimed at educating South Africans on money management, debt, and financial planning, addressing the significant knowledge gap highlighted by recent surveys.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: the case for lower interest rates

South Africa faces a dire jobs crisis, with unemployment soaring to 32. 9%. This article argues for a 50 basis point cut in interest rates to stimulate economic growth, create jobs, and alleviate the financial burden on households.

Personal Finance Financial Planning
Dieketseng Maleke|Published

The risks of cancelling your insurance during a financial crisis

In the current economic climate, many policyholders are tempted to cancel their insurance to save money. However, experts warn that this decision could lead to severe financial consequences if a loss occurs. Edite Teixeira-Mckinon from the National Financial Ombud Scheme discusses the importance of maintaining insurance coverage and the implications of missed premium payments.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Pension funds must comply with PFA information requests, says Muvhango Lukhaimane

The Pension Funds Adjudicator, Muvhango Lukhaimane, asserts that pension funds must provide requested information without beneficiary consent, clarifying the PFA's authority under the Protection of Personal Information Act.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: essential crypto tips for South African consumers

Discover essential insights into cryptocurrency for South African consumers, including how to spot scams and safeguard your investments.

Personal Finance Financial Planning
Dieketseng Maleke|Published

South Africans increasingly access retirement savings amid financial strain

South Africans are increasingly withdrawing from their retirement savings pots under the new two-pot system, with many making repeat withdrawals in a short span.

Personal Finance Financial Planning
Dieketseng Maleke|Published

How millennial mothers are redefining financial management

Explore how millennial mothers are transforming their financial strategies amidst rising living costs, utilising fintech tools to ensure their families thrive.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Sanlam's campaign aims to break the silence on money conversations

Sanlam's Dirtiest Word campaign encourages South Africans to openly discuss personal finance, aiming to break the stigma surrounding money conversations and promote financial literacy.

Personal Finance Financial Planning
Dieketseng Maleke|Published

How to spot rising impersonation investment scams in South Africa

Impersonation investment scams are on the rise in South Africa, with fraudsters exploiting digital anonymity to deceive unsuspecting victims. Learn how to identify these scams and protect your financial security.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Understanding the legacy policy exemption in South African retirement annuities

Members of pension funds should be aware that legacy policies are exempt from the new two-component benefit system, as clarified by the pension funds adjudicator, Muvhango Lukhaimane.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: how to spot and combat fraud

Explore the alarming rise of SAPS impersonation scams in South Africa, as we delve into the tactics used by fraudsters and the psychological toll on victims.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: how South Africans are navigating financial challenges according to the SpendTrend25

Discover how South Africans are adapting to financial pressures in the latest SpendTrend25 report, revealing insights into spending habits, digital payment trends, and the impact of economic challenges on consumer behaviour.

Personal Finance Financial Planning
Dieketseng Maleke|Published

African Bank Limited faces R700,000 penalty for misleading advertising

Discover how the FSCA imposed a R700,000 penalty on African Bank Limited for misleading advertising practices that could affect consumer trust in financial institutions.

Personal Finance Financial Planning
Dieketseng Maleke|Updated

Point of view: Minister Kubayi addresses crisis in South Africa's Master's Offices

Minister Mmamoloko Kubayi confronts the crisis in South Africa's Master's Offices, revealing alarming dysfunction but also a commitment to reform that could restore public trust.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Master’s Offices face operational paralysis amid leadership crisis

Operations at six Master’s Offices in South Africa have come to a standstill due to unfilled leadership positions, raising concerns about service delivery for vulnerable individuals.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Pension Funds Adjudicator rules against sperm donor’s children in death benefit case

The Pension Funds Adjudicator has ruled that children conceived through artificial insemination with a sperm donor are not entitled to death benefits, highlighting the legal complexities surrounding parental rights.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: the R60 billion class action against banks

Discover the shocking reality of South African homeowners facing repossession as banks auction their homes for as little as R100. This article explores the R60 billion class action lawsuit challenging unethical banking practices and the fight for justice.

Personal Finance Financial Planning
Dieketseng Maleke|Published