If a lender has made you a credit offer, the most powerful question you can ask to help and protect yourself is whether you truly need it.
The New Year has begun, and it always comes with resolutions and plans. What are your financial resolutions? What are you going to do for yourself this year to set yourself up financially?
The festive season is synonymous with spending and many South Africans take on credit to get them through this period. Often they find themselves in a financial fix by January.
Standard Bank is encouraging customers to use their UCount Rewards Points to stretch their budgets over the holiday period.
With South Africans having one of the lowest Household Savings ratios in the world, at just 0. 6%, National Savings Month in July provides a great opportunity for South Africans to consider their saving habits and how they can save more.
WORDS ON WEALTH: We don’t feel the compulsion to save voluntarily or to live more frugally. We’re a nation of credit-card swipers.
Lizl Budhram, Head of Advice at Old Mutual Personal Finance, says there’s hope for those who take action in December to avoid the money stress.
If you one of the many South Africans who haven’t started their holiday shopping. Here are a few tips to help you save this festive season.
In the hive of festive activity, it’s easy to forget your financial goals and spend more than you planned, writes Lettie Mzwinila.