65% of children entering school will work in jobs that don’t yet exist – is SA ready?
South Africa needs to prepare for the future world of work by developing future skills that will facilitate economic growth to enable businesses to compete in local and international markets
Strategies for investors facing an uncertain world
Uncertainty seems to have been on a relentless upward trajectory since the beginning of the year. Even traditional safe-havens like US bonds have not offered sanctuary.
Black middle class study underlines importance of education
The growth of the black middle class during South Africa’s democratic era has been extraordinary. The latest report charts its significant and continued rise, describes how it has changed, and identifies trends likely to further entrench the sector as South Africa’s foremost consumer group.
Planning for different financial scenarios
RANDS AND SENSE: Scenario planning requires you to look at different possible outcomes, test your assumptions, and prepare for potential adversities that could impact your financial goals.
Insurers ‘have a big role to play in SA’s progress’
OPINION: The value of insurance comes from replacing a large uncertain loss with a small certain cost that can be budgeted for. This could prove valuable in creating better access to finance and a safety net to allow for entrepreneurial risk-taking
The youth play important roles in trusts
ALL ABOUT TRUSTS: Some parents create trusts only to provide for minor children in the event of their death; others create trusts to protect the family’s wealth against spendthrift children; others want to leave nest eggs for their children; others may accumulate substantial wealth in trusts for generations to come.
The cost of living in tough economic times
Inflation is the loss of purchasing power, which simply means that your money will not buy tomorrow what it can today.
The importance of personal risk cover planning
Although risk cover – which insures against premature death, disability, or some form of incapacity – is always a grudge purchase, there is often no better means of securing your financial future or that of your family.
It is time to take another look at your finances and perhaps do a ’spring clean’
As many South Africans continue to battle against the economic fallout of the pandemic, this September might be slightly more difficult to get into the spirit of springtime.