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Credit cards vs Buy Now, Pay Later: which one is ruining your finances?
As South African consumers face mounting financial pressures, the choice between credit cards and Buy Now, Pay Later (BNPL) becomes crucial. Discover the hidden costs, benefits, and potential pitfalls of both payment methods to protect your financial future.
How to improve your credit score
Discover essential strategies to improve your credit score this New Year and unlock better financial opportunities.
Navigating Credit Challenges: What South Africans need to know
As financial confidence rises in South Africa, the National Financial Ombud Scheme is ready to assist consumers facing credit-related challenges, ensuring fairness and transparency in credit disputes
S&P Global predicts resilience in South African banking sector amid economic reforms
South African banks remained profitable last year, but they traded through difficult operating environments. For instance, a PwC South Africa report on the second quarter found headline earnings of the banks for the first half of 2025 only increased by 2. 5%.
Woman who claims unknown man forced her to take loans and robbed her, ordered to pay it back
The woman said she forced by an unknown man to take loans at various banks including R13,000 from African Bank.
eSwatini secures major AfDB loan for economic growth following credit rating upgrade
eSwatini's Prime Minister announces a significant R2. 4bn loan from the African Development Bank to enhance infrastructure, coinciding with a crucial credit rating upgrade that positions the nation for economic growth
South Africans are taking more credit to fund their lifestyles
The report found that new originations in credit cards, personal loans, and retail revolving lines have increased exponentially.
Fast Solutions Cash Loans fined R40,000 for breaching credit regulations
A Pietermaritzburg loan company is fined R40,000 after a Hawks investigation exposed illegal credit practices.
Keep your finances in check this Black Friday with these expert tips
With Black Friday just around the corner, savvy consumers should tread carefully amidst the allure of discounts.
South African consumer optimism rebounds as income growth expectations rise
In a shifting economic landscape, South African consumers are finding reasons for optimism as financial confidence grows.
How to make your savings last in retirement
South Africans who retire overestimate their savings while underestimating their costs, resulting in major financial challenges throughout their golden years.
How to get out of debt and manage your finances better
As households navigate financial challenges, understanding and implementing practical debt management strategies can make a significant difference.
Employment figures and ratings upgrade signify progress, but Gauteng is dragging
The slight rise in South Africa’s employment figures contrasts starkly with Gauteng's alarming job losses.
Here’s how to avoid card fraud and identity theft as Black Friday approaches
It’s the shopping day that bargain hunters have been waiting for all year, but as Black Friday approaches, South Africans are being urged to remain vigilant to fraud risks as online activity increases.
Black Friday: How to identify deals that are too good to be true
With Black Friday approaching on November 29, South African consumers are being urged to be vigilant amid a growing prevalence of scams.
Your complete step-by-step guide to buying property in South Africa
Purchasing property is an exciting venture but it is important that potential buyers know what the process is.
SA could be poised for a ratings upgrade by Fitch
Last week, Finance Minister Enoch Godongwana warned that South Africa’s debt has risen too fast and too high - currently R5. 2 trillion, and the country has to manage its debt more effectively.
Prepaid electricity users urged to recode meters by November deadline or face power cut-off, warns Eskom
South African prepaid electricity customers who do not recode their meters by the deadline will not be able to load electricity tokens .
Nearly half of salary earners struggle to make ends meet before payday. Here’s five tips to save money
Salary earners are in financial distress with many of them having negative bank balances before payday. Here are money saving tips
FSCA warns public about fraudulent Miway Express Credit Solutions
Miway Express Credit Solutions has made false claims of being a registered financial services provider, according to the FSCA.
A good credit score is the key to rental success for tenants
Tenants that are looking to secure a rental property should ensure that their credit score is in good standing.
‘But we are paying’ : Business owners angry after City Power cuts off power due to debt of over R30 million
A surprise power supply disconnection by City Power, aiming to recover R36. 2 million, has left 11 businesses and one residential complex in the dark, and sparked outrage from some business owners claiming that they have paid their electricity bills.
Credit use among Mzansi’s Gen Z on the increase. . . This is why
Two Gen Z South Africans take us inside their relationship with credit as new data shows that South Africans are taking out more debt.
Avo introduces free device protection and an interest-free payment plan to add more value for South Africans
Nedbank’s Avo has rolled out two groundbreaking services – AvoCare and Avo EasyTerms.
Understanding how culture impacts finances can improve your money habits
This Heritage Day, it is important to create healthier financial habits for future generations.